As the cost of living continues to affect households across the UK, the government has reaffirmed its commitment to supporting the most vulnerable by confirming the UK £300 Second Cost of Living Payment in June 2025. Delivered by the Department for Work and Pensions (DWP), this payment forms a crucial part of the wider cost-of-living assistance strategy. Millions of eligible individuals and families are set to benefit from this financial boost at a critical time.
In this in-depth guide, we cover everything you need to know about this payment, including eligibility, payment timelines, how funds will be distributed, and how it fits into the government’s broader economic support framework.
Summary Table: UK £300 Second Cost of Living Payment June 2025
| Key Detail | Information |
|---|---|
| Payment Amount | £300 |
| Payment Window | June 12 to June 28, 2025 |
| Eligible Benefits | Universal Credit, Pension Credit, Income-based JSA/ESA, Tax Credits, Income Support |
| How to Apply | No application required |
| Payment Method | Direct deposit to bank account |
| Official Site | gov.uk |
Who Is Eligible for the £300 Second Cost of Living Payment?
Eligibility for the June 2025 £300 payment mirrors the framework used in earlier rounds of support. You June qualify if you were receiving one of the following benefits during the official assessment period (yet to be announced):
- Universal Credit (including joint claimants)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Pension Credit
- Income Support
- Working Tax Credit or Child Tax Credit (administered by HMRC)
Note: Contribution-based JSA and ESA alone do not qualify unless combined with income-based elements.
This structure ensures broad coverage for low-income families, pensioners, unemployed individuals, and part-time workers who continue to face financial challenges.
Payment Timeline and Delivery Method
The DWP has confirmed the payment window for the second instalment:
- Date Range: June 12 to June 28, 2025
- Amount: £300 per eligible claimant
- Method: Direct bank deposit
- Application: No separate application is required
Payments will appear in your bank account with references like “DWP COL” or “HMRC COLS”, depending on the benefit agency.
To ensure timely delivery:
- Keep your benefit claim active
- Update your banking details with DWP or HMRC if they have changed
- Inform authorities of any major changes in circumstances
Why the £300 Cost of Living Payment Matters
This payment isn’t just a one-time relief measure. It’s a significant intervention that serves multiple purposes:
- Reduces financial pressure on low-income households
- Supports day-to-day expenses such as utilities, food, and transportation
- Improves family wellbeing by offering a buffer during times of economic uncertainty
Primary Uses of the £300 Payment
| Expense Category | How the Payment Helps |
| Utilities | Offset rising gas, electricity, and water bills |
| Groceries | Helps maintain consistent food security |
| Transport | Covers public transport, fuel, or vehicle maintenance |
| Childcare | Eases the burden of after-school care or supplies |
| Medical needs | Supports purchase of medications or health visits |
Other Support Programs Still Active in the UK
Alongside the £300 payment, eligible individuals June also benefit from other government assistance schemes:
- Warm Home Discount: For heating support during winter
- Winter Fuel Payment: Available to pensioners
- Household Support Fund: Targeted local aid for urgent needs
- Free School Meals: Includes school holiday food vouchers for children
These programs together create a layered financial safety net for families facing hardship.
Frequently Asked Questions (FAQs)
1. When will I receive the £300 second cost of living payment?
Ans. Payments will be processed between June 12 and June 28, 2025.
2. Do I need to apply for this payment?
Ans. No. If you’re eligible and receive qualifying benefits during the assessment window, you will receive the payment automatically.
3. Will the payment affect my other benefits?
Ans. No. This payment is non-taxable and does not affect your existing benefit entitlements.
4. How will I know if I’ve received the payment?
Ans. The payment will appear in your account with the tag “DWP COL” or “HMRC COLS”, depending on the administering body.
5. What if my bank details are incorrect or out of date?
Ans. Update your details immediately with DWP or HMRC to avoid payment delays.
Conclusion
The UK £300 Second Cost of Living Payment in June 2025 offers critical financial relief at a time when many households continue to face economic uncertainty. As part of the government’s ongoing effort to combat the cost of living crisis, this support ensures that families and individuals on low or fixed incomes can better manage their monthly expenses without the fear of falling behind.
By staying informed and keeping your benefit details up to date, you can ensure you receive your payment smoothly. For continued updates, visit the official government website.
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